NMLS #2246059 · Strength in every deal.

A bridge loan is short-term real estate financing that covers the gap between buying a new property and selling or refinancing an existing one. Investors use it to move on a deal immediately — closing in days, not months — and repay it when the exit (a sale or permanent financing) lands.

Bridge lending is about certainty and speed: the loan is underwritten on the asset and the exit plan rather than on a slow, document-heavy income review. Common uses include securing a purchase before another property sells, winning a deal that can’t wait for permanent financing, and freeing trapped equity to act on the next opportunity. Exits are typically a sale or a refinance into a long-term product such as a DSCR loan.

RynoLending closes bridge loans in as little as 7–14 days depending on deal complexity, across single-family through 5+ unit, commercial, and mixed-use properties. Deals at or below roughly 70% loan-to-value are the strongest; higher leverage is considered case by case.

At a glance

Bridge Loans, in brief.

Purpose

Close now, exit by sale or refinance

Underwritten on

The asset and the exit plan

Strongest pricing

At or below ~70% LTV

Property types

Single family through 5+ unit, commercial, mixed-use

Vesting

Individual or entity (LLC, corp, partnership)

Typical closing

As little as 7–14 days

Who it’s for

Built for investors like you.

Investors buying the next property before the last one sellsBuyers who need cash-purchase speed with financingOwners freeing equity quickly to secure a dealAnyone bridging into permanent DSCR financing

Questions

Bridge Loans FAQs

A bridge loan is short-term financing that “bridges” the gap between buying a new property and selling an existing one. It’s also used by investors who need quick funding to secure a deal before arranging permanent financing.

In as little as 7–14 days depending on the complexity of the deal. Pre-qualification is free and typically provided within 24 hours.

Through your exit: selling the property, or refinancing into long-term financing such as a DSCR loan once the property is stabilized. We underwrite the exit plan alongside the asset.

Single family, duplex through quadplex, townhomes, condos, 5+ unit, commercial, and mixed-use properties are all in scope for bridge financing.

They overlap — both are short-term, asset-based, and fast. “Bridge loan” describes the purpose (bridging to a sale or refinance); hard money describes a funding source. RynoLending structures bridge loans with clear terms, real underwriting, and a defined exit.

Keep exploring

Related loan programs

Short-term

Fix and Flip Loans

Purchase-plus-rehab financing for investors renovating and reselling — funded at the speed a good deal demands.

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Equity

DSCR Cash-Out Refinance

Turn the equity in a performing rental into capital for the next deal — underwritten on rents, not W-2s.

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Rental income

DSCR Loans

Qualify on the property’s cash flow — not your personal income. Built for buy-and-hold investors growing a rental portfolio.

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Lending in 23 states + DCsee everywhere we lend.

Ready when you are

Let’s close your next deal.

Pre-qualify in minutes — no fee, no obligation, answers within 24 hours.

Program terms, leverage, and timelines vary by scenario, property, and market conditions, and are subject to underwriting approval. RynoLending is licensed in 23 states and the District of Columbia. NMLS #2246059. This is not a commitment to lend.