Speed
Bridge Loans
Short-term capital that bridges the gap between securing your next property and selling the last one.
A bridge loan is short-term real estate financing that covers the gap between buying a new property and selling or refinancing an existing one. Investors use it to move on a deal immediately — closing in days, not months — and repay it when the exit (a sale or permanent financing) lands.
Bridge lending is about certainty and speed: the loan is underwritten on the asset and the exit plan rather than on a slow, document-heavy income review. Common uses include securing a purchase before another property sells, winning a deal that can’t wait for permanent financing, and freeing trapped equity to act on the next opportunity. Exits are typically a sale or a refinance into a long-term product such as a DSCR loan.
RynoLending closes bridge loans in as little as 7–14 days depending on deal complexity, across single-family through 5+ unit, commercial, and mixed-use properties. Deals at or below roughly 70% loan-to-value are the strongest; higher leverage is considered case by case.
At a glance
Bridge Loans, in brief.
Purpose
Close now, exit by sale or refinance
Underwritten on
The asset and the exit plan
Strongest pricing
At or below ~70% LTV
Property types
Single family through 5+ unit, commercial, mixed-use
Vesting
Individual or entity (LLC, corp, partnership)
Typical closing
As little as 7–14 days
Who it’s for
Built for investors like you.
Questions
Bridge Loans FAQs
A bridge loan is short-term financing that “bridges” the gap between buying a new property and selling an existing one. It’s also used by investors who need quick funding to secure a deal before arranging permanent financing.
In as little as 7–14 days depending on the complexity of the deal. Pre-qualification is free and typically provided within 24 hours.
Through your exit: selling the property, or refinancing into long-term financing such as a DSCR loan once the property is stabilized. We underwrite the exit plan alongside the asset.
Single family, duplex through quadplex, townhomes, condos, 5+ unit, commercial, and mixed-use properties are all in scope for bridge financing.
They overlap — both are short-term, asset-based, and fast. “Bridge loan” describes the purpose (bridging to a sale or refinance); hard money describes a funding source. RynoLending structures bridge loans with clear terms, real underwriting, and a defined exit.
Keep exploring
Related loan programs
Fix and Flip Loans
Purchase-plus-rehab financing for investors renovating and reselling — funded at the speed a good deal demands.
Learn moreDSCR Cash-Out Refinance
Turn the equity in a performing rental into capital for the next deal — underwritten on rents, not W-2s.
Learn moreDSCR Loans
Qualify on the property’s cash flow — not your personal income. Built for buy-and-hold investors growing a rental portfolio.
Learn moreLending in 23 states + DC — see everywhere we lend, or read about investment property loans in Colorado, where we’re based.
Ready when you are
Let’s close your next deal.
Pre-qualify in minutes — no fee, no obligation, answers within 24 hours.
Program terms, leverage, and timelines vary by scenario, property, and market conditions, and are subject to underwriting approval. RynoLending provides business-purpose investment property financing in 23 states and the District of Columbia. NMLS #2246059. This is not a commitment to lend.